|
Job Description |
- Reviewing credit application in respect of compliance with internal / external guidelines and procedures; including reviewing of accuracy of customer information, appropriateness of credit facilities, adequacy of collaterals and appropriateness of approval authority.
- Reviewing credit monitoring in respect of customer information and financial data registration; accuracy of obligor and facility grading; applicability of self-assessment and appropriate adjustments.
- Attentive to customers’ downward share price movement, widening CDS price, external ratings downgrade (voluntary trigger events) and inclusion in Trigger Report.
- To trigger Business Promotions on requirement of credit monitoring based on any adverse market information of the customers.
- Managing & monitoring the efficacy of credit policies, procedures and supporting mechanisms (credit organizational design, key performance indicators, incentives, training etc) in controlling credit risk and making appropriate credit related recommendation.
- Timely preparation of reports pertaining to credit administration for submission and deliberation at Management meetings and regulatory reporting.
- Attending to all relevant credit related audit issues, from BNM, LFSA, J-FSA, BOJ, External Auditors, CRVD, IAD etc.
- Collaborating within CAD and other departments (including Shared Service Centre) to ensure appropriate credit functions and procedures
- Take necessary actions to secure sufficient and appropriately skilled resources, and ensure staff within CMO can act as back-up for each other.
|
